Toolzy

Rule of 72 Calculator

Estimate how many years it takes to double your money, or the rate needed for a target timeframe.

Years to double

9 years


Required rate

7.2%

A quick mental-math shortcut for investing. Enter an interest rate to see years to double, or a target number of years to see the required rate.

How to use

  1. Enter an annual interest rate to see years to double.
  2. Enter a target number of years to double your money.
  3. Read the interest rate required to hit that target.

Frequently asked questions

What is the Rule of 72?
It is a shortcut that estimates years to double an investment by dividing 72 by the annual rate of return.
How accurate is it?
It is a close approximation for rates between roughly 6% and 10%, and less precise for very high or very low rates.

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