Toolzy

Mortgage Calculator

Calculate the monthly payment, total paid, and total interest on a mortgage.

Monthly payment

$1,703.37

Total paid

$613,212.12

Total interest

$313,212.12

Enter the loan amount, annual interest rate, and term in years to get the standard amortized monthly payment and totals.

How to use

  1. Enter the loan amount.
  2. Set the annual interest rate and term in years.
  3. Read the monthly payment, total paid, and total interest.

Frequently asked questions

How is the monthly payment calculated?
It uses the standard amortization formula, spreading principal and interest evenly across every month of the term.
Does this include taxes and insurance?
No, it covers only principal and interest, not property taxes, insurance, or fees.

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